Before you can use an SD or microSD card, it has to be formatted.
While many memory cards come pre-formatted out of the box, it’s still best practice to format it yourself before using it. If you do that in the camera, which is the recommended method, it checks that the card has the correct file system and that the folders and files are where they need to be on the card.
But it’s also possible to format a memory card on your computer. There are more options, and there are more choices. Which means there are more places to get it wrong. But it’s quite doable, and with the steps and settings I outline below, the SD card will be ready for use in your camera or device.
To minimize the risk of any problems, you want to keep it compliant with SD Association specs. And that means it’s important to choose the correct filesystem to format the card with.
At the top of this post, I’ve included the quick version. After that, I’ve got a more detailed step-by-step guide. And I’ve also included an alternative approach using the SD Association’s SD card formatting app that provides a risk-free way of setting the card up properly.
So here’s a quick guide on how to format SD and microSD cards on Mac.
How to Format SD Cards on Mac: A Quick Guide
How to Format SD Cards on Mac: A Quick Guide
- Connect your SD card to your Mac using an SD memory card reader
If your Mac has a built-in reader (many do), you can use that. If your Mac doesn’t have one, you’ll need to add a separate SD card reader via USB.
- Open the Disk Utility app
Disk Utility is part of the macOS operating system, so you don’t need to download or install it. Find it under Applications > Utilities folder.
- Select your SD card
In Disk Utility from the left panel.
- Choose Erase function
A popup will warn you that you’re about to delete everything on the card.
- Enter SD card name (optional)
You don’t have to do this, but it makes it easier later to identify the card.
- Choose the filesystem format.
If 64GB or larger, choose exFAT. If 32GB or smaller, choose FAT32.
Once that process finishes, the card is ready to use.
How to Format SD Cards on Mac: A Detailed Guide
Table of Contents
That was the quick version. Here’s the more detailed version.
The good news is that you don’t have to download some expensive app to do it—everything you need is already there as part of the macOS operating system.
First, though, I should point out that if you’re using your SD card in a camera, it’s best practice to format the card in the camera itself. That way, the camera can set it up how it wants and expects it to be, and it reduces the risk of filesystem issues interrupting your shooting. All cameras have a “format card” function (sometimes it’s called something similar). Some even have a low-level formatting option, which is a more thorough (but also slower) process.
But if you want to go ahead and format your SD card on your Mac, here’s how to do it. Before starting, make sure you’ve saved any data you want to keep from the memory card, because formatting the card will delete all of the data on it.
Step 1: Connect your SD card to your Mac
There are different ways to do this. Some Macs come with a built-in SD slot. If you have one of those, you can insert the SD card directly into that.
If your Mac doesn’t have a built-in SD card slot, you can use a memory card reader that plugs into the computer’s USB port. Another alternative is that some cameras can function as a memory card reader when connected to a computer, but that depends on the specific model—not all cameras can do this.
If you’re using a microSD card, put the microSD card into an SD adapter cartridge (it probably came with one) first, and then put that into the SD slot on your computer. You can also use a USB SD card reader.
Step 2: Open macOS Disk Utility App
Disk Utility is part of the macOS operating system, so you don’t need to download or install it. You can find it in your Applications folder under the Utilities subfolder (
Applications > Utilities > Disk Utility). Or you can use Spotlight (the magnifying glass icon at the top right of your screen) to search for it by clicking on the icon and then typing “disk utility”.
Step 3: Identify Your SD Card
On the left side of Disk Utility’s screen is a list of the various drives in your Mac and connected to it.
So it will show your Mac’s internal drive as well as external drives. The SD card should show up in the External section. If it hasn’t been formatted before, it might have a name like “NO NAME” or “UNTITLED”.
If you click on it, you’ll see how much storage it is. Make sure that it matches what you expect—that is, if you’re inserting a 64GB SD card, make sure the capacity is showing as 64GB or close to it. If you see something like 1TB instead, you’ve selected the wrong drive from the list.
Step 4: Choose Erase Function
From the list of functions at the top, choose Erase. You’ll get a popup warning you that you’re about to delete everything on the card.
Step 5: Enter the SD Card Name
In the Name field, you can assign a name to the card. This is an optional step—it will work just fine if you leave it as NO NAME or UNTITLED—it’s just a convenience issue to display a friendly name when you’re viewing it in Finder or making sure you’re importing from the correct card when ingesting images into Lightroom, for example. Keep the name short and simple—any long names or special characters will get rejected. Perhaps something like SDCARD1 or GOPRO, for example.
Step 6: Choose the Filesystem Format
Under the Format drop-down menu, you have several options. The only ones we’re interested in here are MS-DOS (FAT32) and ExFAT. Which to choose depends on what size storage cards you’re using. If your SD card is 64GB or larger, choose ExFAT. If your SD card is 32GB or smaller, choose MS-DOS (FAT32). 
Step 7: Hit Erase
It will say it’s unmounting it, and then, after a few moments (or perhaps a little longer), you should get a message that the process is complete.
And with that, you’re done, and the card is ready to use.
As I mentioned earlier, it’s best practice to format memory cards in the camera, but if you want to format your SD card on your Mac, this is how you do it.
Things to Know
Older versions of macOS don’t support exFAT. Specifically, exFAT support was added to macOS in version 10.6.6, which was Snow Leopard released in 2009. If you have any of the newer macOS versions released since then–including Lion, Mountain Lion, Mavericks, Yosemite, El Capitan, Sierra, High Sierra, Mojave, Catalina, Big Sur, or Monterey–those all have native exFAT support baked in.
It’s a good idea to be extra careful when selecting your SD card from the list. You don’t want to accidentally format another drive.
When you format a memory card, you should be prepared for everything to be deleted from the file. But in reality, it might still be possible to recover files from the card even after formatting. If you find yourself needing to try, take a look at my post on how to recover files from SD cards.
I’ve put together a guide to the different types of SD cards separately.
Alternative Method: SD Card Formatter
There’s an alternative method to formatting an SD card on your Mac that involves downloading a free SD card formatter app provided by the SD Association. The SD Association is the organization that designs and controls the SD specification, and their app is specifically designed to conform perfectly to the official specifications.
It’s very simple to use, with just a single screen that looks like this:
It does have some small benefits over using Disk Utility. One is that it automatically detects what is and isn’t an SD card, and it won’t make non-SD cards (or non-microSD cards) available. This means there’s less chance of accidentally erasing the wrong drive.
Another is that it will automatically detect the size of the card and choose the appropriate filesystem. If you insert a 64GB card, it will only allow you to format it to SDXC specifications using exFAT. So it takes out any risk of selecting the wrong option. And they do provide this warning:
It is strongly recommended to use the SD Memory Card Formatter to format SD/SDHC/SDXC Cards rather than using formatting tools provided with individual operating systems. In general, formatting tools provided with operating systems can format various storage media, including SD/SDHC/SDXC Cards, but it may not be optimized for SD/SDHC/SDXC Cards, and it may result in lower performance.
It’s free, and you can find it here. There are versions for Mac and Windows.
How to Recover Data from a Memory Card
If you’ve accidentally deleted videos or photos from your camera’s memory card, there’s still a good chance that you can recover it.
The first thing to do is stop using the card. The more data is overwritten, the harder it will be to recover what you’re after.
The next thing to do is to download data recovery software to scan the card to find recoverable data. There are a number of good options for doing this. I go into more detail separately in these posts:
- Best Free Data Recovery Software for SD Cards
- How to Recover Deleted Photos from SD Card: SD Card Recovery Options (this is more comprehensive and includes paid software)
(Although the titles of these posts refer to SD cards, they apply equally to other types of memory cards (and external hard drives and thumb drives, for that matter.)
- It is technically possible to format the SD card with the other filesystem (e.g., a 32GB card with exFAT or a 128GB with FAT32), but it can be risky to do that with some cameras. Some cameras will throw an error if the card isn’t formatted with the system it expects as defined in the SD Association’s specs. So if you do want to go against the specs, it’s worth making sure that your camera will accept it before heading off to shoot.